Transparent pricing. No contracts. No surprises.
Choose the plan that fits your business. Switch or cancel anytime — we'll even cover your cancellation fee.
See how much you could save
Compare your current processing costs with Circular Plus.
Full fee breakdown
| Transaction Type | Standard | Plus |
|---|---|---|
| In-Person (Tap/Chip/Swipe) | 2.6% + 10¢ | IC+ 0.15% + 8¢ |
| Online / Keyed-In | 2.9% + 30¢ | IC+ 0.20% + 15¢ |
| Invoicing | 2.9% + 30¢ | IC+ 0.20% + 15¢ |
| ACH / Bank Transfer | 0.8% (max $5) | 0.8% (max $5) |
| International Cards | +1.0% | +1.0% |
| Chargebacks | $15 | $15 |
| PCI Compliance | Free | Free |
| Monthly Fee | $0/mo | $49/mo |
How we compare
| Feature | Circular | Square | Clover | Stripe |
|---|---|---|---|---|
| Monthly Fee | $0 – $49 | $0 – $60 | $14.95 – $94.85 | $0 |
| In-Person Rate | 2.6% + 10¢ | 2.6% + 10¢ | 2.3% + 10¢* | 2.7% + 5¢ |
| IC+ Available | Yes ($49/mo) | No | Yes (custom) | Custom only |
| Contracts | None | None | Up to 3 years | None |
| Cancellation Fee | $0 | $0 | Up to $500 | $0 |
| Same-Day Deposits | Plus & Enterprise | $0 (manual) | $1.99/day | Not available |
| Phone Support | All plans | Limited | All plans | Email only |
| Open API | Yes | Yes | Limited | Yes |